Protection Against Identity Theft - With credit becoming a very important focus of normal life and many reports of large scale identity theft surfacing each year, people are very concerned about being able to obtain a free identity theft report. Every year, many people have to check a free identity theft report to make certain that their identity has not been compromised due to a security breach at a company that holds personal information on their customers.
Because identity theft is one of the fastest growing crimes in the nation and nearly 10 million people are affected by the criminal act annually, it is very important that anyone that has access to a free identity theft report because of a security breach review the report regularly while it is available so that the person will be aware of what information is being reported to the credit bureaus and can report possible identity theft before major damage to their credit history can occur.
Where To Get A Free Identity Theft ReportIf the person has had their personal information compromised by a security breach at a company, the company will generally pay for the person to have access to a free identity theft report for several years after the security breach has occurred. There are dozens of websites which claim to offer free identity theft reports but will steer people towards subscription based services sold by credit bureaus instead. Typing “free identity theft report” into a search engine will result in a list of links to websites that sell services from the Experian or Trans Union credit bureaus.
People who obtain their free identity theft report through one of these websites will find themselves enrolled in one of the credit monitoring services sold by the credit bureaus. With these services, an agency will notify the person whenever something new occurs and is reported to the credit bureaus. When the person’s identity is stolen because of a security breach at a company, the company will pay for the person’s enrollment in the best credit monitoring service possible so that the person will be able to access their free identity theft report to make sure that their information is not being used by the criminals.
People should be wary of any website offering a free identity theft report because sometimes these websites are created by criminals that are looking for personal information about the person. The person believes that they will be able to access a free identity theft report by typing their personal information into a form on the website, but what they are really doing is giving the identity thieves all of the information that they need to open accounts in the person’s name. It is very important that you make sure that you are using one of the authorized websites to obtain your free identity theft report so that your personal information will remain secure.